Debt

Unpaid fines

Listen to the audio

Remember that $500 fine I got from the Police for trespassing, well now it’s coming back to bite me. To be honest, I’d forgotten about it. They couldn’t send me any paperwork as I have no address. They gave me a piece of paper on the night but I lost that days later. I don’t even have a phone or the internet to check online.

 

I don’t want to go to prison but I haven’t got any money so I sure can’t pay it off. I don’t really want to go to the Police station in case they arrest me.

 

I really need something to take my mind off of all this stress. I have met a few people on the streets with who I’ve become pals. I’ll see if they are around, maybe have a drink.

Computer Unpaid Fines

Understand the stats

40%

cannot afford internet at home. 1 in 9 people do not have a phone - this issue is more prevalent for families who are homeless

Understand the stats

85%

do not have access to $500 in an emergency. Families reported they experienced an inability to sleep - 65% - and stress related illness - 60% - as a result of debt

Resilience

Listen to the audio

Homeless, jobless, carrying debt and without any formal support, Sam feels like his chances of getting off the streets get smaller each week.

 

He has made a small group of friends and although he knows he can’t fully trust them, they understand and look out for him.
That means a lot.

 

Sam still wants help but sometimes it feels like the system has been built to keep him down.

Resilience

Support network

Listen to the audio

For the first couple of weeks, I didn’t speak to anyone else on the streets. It wasn’t until I met James that I started talking. James has a similar story to me.

 

He took me under his wing, introduced me to a few of his mates. He also looks out for me if things get a bit crazy. The streets can be a very violent place.

 

There are some drugs and drinking in the group, which can cause problems, but at least we can talk about our problems and make each other feel like we matter, like we exist. They know how the streets work and can be a good source of advice.

 

That sometimes is the only thing that gets me through.

Friend

Unstructured social engagement is valued more highly than structured interventions. Agencies could consider how to encourage and support these existing networks and preferences

End of story

Thank you for exploring
Sam’s journey

Scroll down if you want to make an impact

Calls to Action

Families repeatedly asked us before, during and after their engagement; ‘how will my information be used to make a difference? It is through this lens and in the context of your own influence and responsibility that these calls to action should be viewed.

Support people to identify and achieve their life goals – their way

Families are intimately familiar with their own circumstances and needs and hold valuable perspectives about what approaches would work for themselves and their communities.

Elevate the role and amplify the voice of people experiencing disadvantage

Families consistently reported that they often don’t feel seen or heard in policy or practice settings and would like to add their voices and lived experience in designing, implementing and evaluating policies, programs and social change that impacts them.

Ensure every Australian has access to adequate income to meet their basic needs

The 100 Families WA evidence demonstrates the positive benefits that the Coronavirus Supplement had on family members, which ultimately supported them to live with a greater dignity.

Build and strengthen local community networks and supports

Families draw on their relationships with family, friends, neighbours and community networks when available, for both practical assistance and emotional support to meet a variety of needs.

Challenge stigma and create a safe, supportive environment for people

Family members continue to experience stigma and discrimination at individual, community, service and societal levels. Safe, supportive environments can help reduce people’s experiences of stigma and discrimination.

Make it easy as possible for people to access support when they need it

Family members reported a range of personal, organisational and systemic barriers to accessing formal and informal supports. Reducing these barriers can reduce the financial, emotional and time costs for families who are currently navigating multiple formal supports.

Prioritise and develop trusted and enduring relationships

Families’ positive experiences of seeking support depends on being genuinely listened to and supported with care and understanding of their individual circumstances.

Invest in prevention and early supports

Policies, services and community-based programs focused on prevention and early support, in addition to crisis services, can help support people to solve issues before problems escalate.

Recognise the value of caring roles and other contributions to society

Recognising, valuing and supporting the multiple ways that family members contribute to their families and society can create social and economic benefits and reduce inequality

Reflection

Informed by what you have learned, please answer the below question. Your comments are made anonymously and will not be attributed back to you.

Learning

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Click on the links below to download key resources to help you on your learning journey.

Download the Full report
Download the Summary Report
Download the Lived Experience Framework

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Carol, Grandparent Carer

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Brianna, Aboriginal Family

Background

Sam is a 40-year-old man that had a tough upbringing. He passed through foster care and went to university but never had stability and frequently finds himself with no place to go.
Vision/goals

Today, all I want is to feel safe, to have a stable roof over my head, have a purpose in my life once more, and feel connected to my community. I don’t want to feel invisible or like an outsider anymore.

Background

Sam is a 40-year-old man that had a tough upbringing. He passed through foster care and went to university but never had stability and frequently finds himself with no place to go.

Vision/goals

Today, all I want is to feel safe, to have a stable roof over my head, have a purpose in my life once more, and feel connected to my community. I don’t want to feel invisible or like an outsider anymore.